When I’m Sixty-Four is, of course, one of the classic songs by The Beatles, written by Paul McCartney (credited to Lennon/McCartney) and released in 1967 on their Sgt. Pepper’s Lonely Hearts Club Band

The theme is about aging with a young man singing to his lover about his plans of them growing old together.

It was also one of the songs in their 1968 animated film, Yellow Submarine, the video for which follows:   


But that was in 1967 when retiring at that age was still a reality. No yellow submarine today – not with Americans’ confidence in their ability to afford a comfortable retirement at a new low. The "75" in the headline is a reference to Olivia Mitchell, a professor of insurance and risk at the Wharton School, who says that some employees may have to stay in the workforce to age 75 or older. 

Retirement preparedness, or lack thereof, will be the focus of my new weekly column for BenefitsPro the new blog published by Benefit Selling Magazine. Here is a link to my first post, The Challenge Ahead: Helping Employees Better Prepare For Retirement