Retirement Plan Blog

401(k) Plans

• August 19, 2010 7:38 AM Is greed still good?
• August 12, 2010 5:27 PM The Isely Brothers and the IRS
• August 7, 2010 5:35 PM The new retirement plan currency: interfacing the payroll system with 401(k) administration
• July 22, 2010 6:10 AM 401(k) fees: not just the who and how much, but the what
• June 25, 2010 7:38 AM 401(k) plan sponsors asking "Can you hear me now?"
• June 14, 2010 7:02 AM Revisiting communicating 401(k) and Marshall McLuhan
• June 13, 2010 12:24 PM Communicating 401(k): Is the medium the message?
• May 23, 2010 8:21 AM 1,200 employers to receive IRS 401(k) Compliance Check Questionnaire
• May 9, 2010 6:22 AM 401(k) plans then and now
• May 1, 2010 1:39 PM Investment returns of defined benefit plans and defined contribution plans: which type did better and does it matter?
• April 13, 2010 9:10 AM "Watching the Detectives": The ERISA version
• April 8, 2010 7:30 AM Comparing and contrasting retirement plans for business owners
• April 5, 2010 7:20 AM The Woulda, Coulda, Shoulda of retirement tax planning
• March 31, 2010 9:51 AM Getting to total 401(k) fee transparency
• March 28, 2010 10:08 AM Guaranteed lifetime retirement income: the message in the bottle
• March 21, 2010 2:12 PM The bracketology of 401(k) plans
• March 4, 2010 7:47 AM March 15 401(k) compliance deadline can be focal point to re-examine plan design
• February 20, 2010 7:13 AM The ERISA plan document shouldn't be maybe yes, maybe no
• February 5, 2010 10:37 AM Hard times shouldn't mean soft ERISA compliance
• January 29, 2010 2:51 PM First Online 401(k) Rating System Launched By Brightscope, Inc. (One Year Later)
• January 23, 2010 10:21 AM Fidelity Displaced as the Top Distributor and Mutual Fund Provider, According to 2010 Investor Study (and what it means for 401(k) plans)
• January 10, 2010 9:53 AM The shape of things to come for 401(k) plans in 2010
• December 31, 2009 10:17 AM The 2009 Retirement Plan in Review: The Good, The Bad, and The Ugly
• December 26, 2009 9:28 AM Pozek On Pension added to our blogroll
• November 29, 2009 11:07 AM Save Your Retirement: What to Do If You Haven't Saved Enough or If Your Investments Were Devastated by the Market Meltdown (Book Review)
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• November 15, 2009 6:30 PM Dude, where's my 401(k)?
• October 23, 2009 11:56 AM Saving for Retirement In Plain English: new video by Common Craft
• October 9, 2009 7:37 AM Treasury issues new Retirement and Savings Initiatives
• September 23, 2009 8:15 AM Gimme (tax) Shelter
• September 13, 2009 4:04 AM Lost in translation: 401(k) investment education programs
• September 9, 2009 7:51 AM 2009 Form 5500 not just about new disclosures - it's also about electronic filing
• September 2, 2009 8:02 AM Increase in bankruptcies calls attention to creditor protection aspects of retirement plans
• August 31, 2009 4:44 PM 401(k) plans: from good to great
• August 26, 2009 7:07 AM Things to do as a fiduciary
• August 25, 2009 10:12 AM Eligible rollover distributions: a maze of rules
• August 24, 2009 11:10 AM The Wall Street Blues, c. 2003
• August 18, 2009 8:06 AM Hard times mean more 401(k) hardship distributions, revisited
• August 13, 2009 2:01 PM The practical side of being a fiduciary
• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• August 7, 2009 10:41 AM What's old is new again: life insurance in profit sharing/401(k) plans
• July 30, 2009 8:18 AM QDROs: The view from 30,000 feet
• July 22, 2009 8:59 AM It's Bond. Fidelity Bond ... revisited
• July 13, 2009 7:29 PM It's ERISA plan audit time again
• July 11, 2009 7:53 PM The 401(k) investment maze, What's it going to take for employees to find their way through it?
• July 7, 2009 3:26 PM Business and ERISA record retention myths
• July 5, 2009 9:04 PM What's in your 401(k) plan, and what's it really worth?
• June 30, 2009 10:07 AM The EGTRRA Restatement Series, Part 4. The Summary Plan Description, electronically speaking
• June 23, 2009 11:29 AM You say "independent contractor", they say "employee"
• June 18, 2009 8:09 AM A quick view of target funds
• June 16, 2009 4:26 PM Timely matters
• June 16, 2009 9:24 AM ERISA: the new meeting place for the Department of Labor and the Securities and Exchange Commission
• May 12, 2009 4:17 PM The psychology behind today's economy
• May 8, 2009 2:36 AM Automatic 401(k) enrollment update
• May 4, 2009 7:16 AM Thinking outside the box to increase low-income employee participation in 401(k) plans
• April 30, 2009 11:56 AM Solo-Ks and Form 5500
• April 23, 2009 7:18 AM Hard times mean more 401(k) hardship distributions
• April 21, 2009 5:00 PM The times they are a-changin' for Wall Street and Big Law
• April 14, 2009 10:12 AM Bill Singer's Broke and Broker Blog added to our blog roll
• April 9, 2009 1:34 PM Train pulling out of the station for annuities in 401(k) plans
• April 7, 2009 9:37 PM Video: Investing Money in Plain English
• March 27, 2009 7:30 AM Whatever happened to asset allocation?
• March 19, 2009 3:21 PM Retirement therapy
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• March 12, 2009 5:26 AM Life Insurance in Qualified Retirement Plans: Presentation to Lake County Estate Planning Council
• March 6, 2009 9:18 AM "Bad boys, bad boys whatcha want"...your retirement plan benefits too?
• February 24, 2009 8:46 AM How bad was it really: the impact of the market meltdown on 401(k) participants in 2008
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• February 18, 2009 10:52 AM "Can I have the envelope, please"
• February 8, 2009 2:17 PM Independent contractor or employee? Employee classification still a high priority enforcement matter
• February 5, 2009 10:37 AM Department of Labor sponsoring fiduciary compliance assistance seminar for small businesses
• February 2, 2009 10:20 PM "Just get it over with."
• January 29, 2009 7:00 AM First online 401(k) rating system launched by BrightScope, Inc.
• January 26, 2009 6:26 AM Self-directed brokerage accounts: deja vu all over again?
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• January 7, 2009 7:20 PM Self-employed retirement plan options: SEP, SIMPLE, or "Solo-K"
• January 4, 2009 6:00 PM Fixing The 401(k): Book Review
• December 27, 2008 7:34 PM Sociopaths in business
• December 23, 2008 3:45 PM Parking spaces as a leading indicator of customer and client services
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• December 20, 2008 7:54 AM Year-end ERISA fidelity bond reminder
• December 10, 2008 1:01 PM Your 401(k); Another Way to Borrow
• November 28, 2008 8:21 AM 401k safe harbor for 2009? Maybe yes, maybe no
• November 18, 2008 3:50 PM BizBox by Slate, a blog for business owners
• November 10, 2008 12:22 PM Balance forward plans revisited
• November 8, 2008 9:11 AM Balance forward 401(k) plans: someone's gotta win, someone's gotta lose
• November 4, 2008 3:33 PM 2009 Dollar Limits on Contributions and Benefits
• October 22, 2008 4:33 PM I've seen the future, and it's "Joe The Plumber"
• October 2, 2008 7:25 AM Does a reduction in force or layoff beget a partial temination of a retirement plan?
• September 30, 2008 9:05 AM The bailout bill, the stock market, and 401(k) plans: what's ahead for us?
• September 29, 2008 12:12 PM Bailout bill is like a Christmas tree - something for everyone including retirement plans
• September 22, 2008 1:49 PM Rocky mountains, rocky financial institutions
• September 5, 2008 8:06 AM 403(b) and 401(k), "same, same, but different"
• September 3, 2008 12:08 AM The venn of 401(k) fee disclosure
• September 2, 2008 5:31 AM 401(k) plan not a slam dunk decision for business owner
• August 21, 2008 7:07 AM GAO issues new report on fiduciary obligations of 401(k) plan sponsors
• August 18, 2008 8:22 PM Which way to the best retirement plan?
• August 17, 2008 6:27 PM The other side of 401(k) loans
• August 12, 2008 8:24 AM January 1, 2009 is tip-off time for new 403(b) regulations, but switch to 401(k) is option
• August 10, 2008 4:01 PM It may be the dog days of summer, but sooner rather than later may be better for setting up a retirement plan
• August 6, 2008 10:21 AM ¡Three Amigos! of 401(k) fee disclosure opening at a retirement plan near you soon
• July 26, 2008 7:03 AM Will Form 5500s reveal outdated fidelity bonds or retirement plans without bonds at all
• July 17, 2008 8:06 AM "Why do spouses have to be the automatic beneficiary of a retirement plan?"
• July 1, 2008 7:05 AM Terminated 401(k) plans, now what?
• June 23, 2008 10:01 AM The law of unintended consequences as applied to a business owner's retirement plan
• June 20, 2008 10:38 AM What's a 401(k) and 403(b) broker to do?
• June 17, 2008 8:01 AM How to communicate 401(k) to Generation X
• May 28, 2008 8:42 AM What do modern art and a mutual fund prospectus have in common?
• May 22, 2008 5:03 AM Now that we know exactly when 401(k) contributions have to be deposited, just who's responsible for it?
• May 20, 2008 10:32 PM Solo 401(k) compliance can get lost in translation
• May 11, 2008 7:33 AM "Should I stay or should I go?" The factors influencing an employee's decision to retire
• May 4, 2008 7:37 AM The incredible shrinking financial adviser
• April 29, 2008 12:14 AM "What we've got here is failure to communicate."
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 13, 2008 8:23 PM Investors, brokerage firms, and mandatory arbitration: so how has that worked out?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• April 2, 2008 10:40 AM U.K. defined contribution plan sponsors trying to offload fiduciary risk
• March 31, 2008 10:38 AM Good news: "Household wealth rises as retirees age", or is it?
• March 28, 2008 9:41 AM Divorce: the next Boomer frontier and its impact on retirement
• March 26, 2008 7:48 AM ERISA. It's not elementary
• March 24, 2008 8:19 AM There's no such thing as a bullet-proof 401(k) plan
• March 20, 2008 8:46 AM How not to hire a 401(k) service provider
• March 19, 2008 12:00 PM April 1 is deadline for RBD for RMD
• March 18, 2008 6:59 PM Retirement planning vs. March Madness(R)
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• March 8, 2008 2:11 PM "Orphaned 401(k) accounts" and LaRue
• March 1, 2008 3:18 PM Department of Labor proposes safe harbor rule for deposit of employee 401(k) contributions...finally
• February 29, 2008 11:45 AM "It's for retirement stupid..."
• February 25, 2008 7:42 AM Boomerang employees? No worries if employers keep ERISA rules in mind
• February 24, 2008 3:41 AM In the shadow of LaRue, Department of Labor issues a directive on fiduciary responsibility for collection of delinquent contributions
• February 20, 2008 9:20 AM Memo to future retirees: plan on working a few years longer
• February 17, 2008 8:26 AM Banks lag far behind in race for Boomers' retirement dollars
• February 6, 2008 10:52 AM Wading through the alphabet soup of financial service designations
• February 3, 2008 10:04 AM Investing for 401(k) accumulation not the same as investing for lifetime income
• January 28, 2008 12:07 PM Don't forget about Roth 401(k)
• January 19, 2008 3:15 PM "Just the facts" used to determine independent contractor or employee
• January 18, 2008 12:14 PM 401(k) loan? Just stop by the 401(k) ATM
• January 12, 2008 7:34 AM In case you're wondering exactly where the rubber meets the road when a retirement plan sponsor fails to monitor an investment provider...
• January 10, 2008 6:01 AM 401k(k) providers asking "should I stay or should I go?"
• January 6, 2008 12:32 AM "Subprime" is landslide winner of American Dialect Society's 2007 Word of the Year award
• January 4, 2008 12:10 AM New Pension Protection Act rules can make two retirement plans better than one
• January 1, 2008 4:57 PM Improving personal finances not top 2008 New Year's resolution
• January 1, 2008 10:32 AM 401(k) auto-enrollment: the shape of things to come
• December 27, 2007 10:36 AM Year end tax planning to die for
• December 23, 2007 8:23 PM Still time for self-employed to establish retirement plan for 2007
• December 21, 2007 5:25 PM What's 1% worth?
• December 13, 2007 9:41 AM 401(k) plan sponsors asking "what's next?"
• December 9, 2007 8:31 AM 401(k) automatic enrollment or how to overcome employee inertia
• December 5, 2007 12:22 PM 401(k) participant loans on the increase, but not always a good thing to do
• December 2, 2007 2:48 PM The short and unhappy life of the Michigan service tax
• November 30, 2007 12:05 PM You can lead a small business owner to water, but you can't make them set up a 401(k) plan
• November 27, 2007 12:29 PM 401(k) safe harbor notice fast approaching: December 1
• November 23, 2007 10:36 AM Whose Number 1 (and 2) mutual fund "stars"?
• November 20, 2007 11:30 AM "So now, exactly what is "reasonable compensation?"
• November 15, 2007 9:08 PM "Keep it simple" to retirement plan sponsors means automate more administration
• November 13, 2007 8:13 PM Savers tax credit shouldn't get lost in the shuffle of Pension Protection Act's many provisions
• November 12, 2007 12:38 PM IRS announces key retirement plan limits for 2008
• November 4, 2007 6:52 AM The 401(k) arms race is over
• November 3, 2007 4:46 PM Retirement? What retirement say Baby Boomers?
• October 18, 2007 11:23 AM November 1 deadline for SIMPLE notice fast approaching
• October 17, 2007 11:28 AM "America's Silver Tsunami" begins with "First" Boomer applying for Social Security benefits
• October 16, 2007 8:13 PM IRS releases publication to help avoid common 401(k) plan mistakes
• October 14, 2007 6:35 PM Department of Labor releases interactive ERISA Fiduciary Advisor program
• October 7, 2007 9:27 AM The new billion dollar advisors? It's the CPAs
• October 5, 2007 2:58 AM The changing retirement plan system
• September 23, 2007 1:33 PM The new meaning of "asset protection"
• September 21, 2007 1:53 AM Plan Administrator between rock and hard place when plan document and Summary Plan Description conflict
• September 19, 2007 7:47 AM "A lie keeps growing and growing until it's as plain as the nose on your face"
• September 14, 2007 2:40 AM Not my generation that nobody seems to want
• September 12, 2007 1:50 AM TANSTAAFL, seniors, and the SEC
• September 10, 2007 2:01 AM Dividing retirement benefits on divorce, and what ERISA has to say about it
• September 7, 2007 3:40 AM The real game of Jeopardy
• September 5, 2007 3:36 AM The big data security question: Have we met the enemy and is it us?
• September 4, 2007 3:25 AM Franchises and IRAs
• September 3, 2007 3:58 AM Solving the "annuity puzzle"
• August 31, 2007 3:34 AM The traders' story: a modern morality tale
• August 29, 2007 12:49 AM The four dimensions of 401(k) plans
• August 28, 2007 8:26 AM Cash may be king, but some kings are more protected than others
• August 27, 2007 5:16 AM Is a vulture fund coming to your retirement plan soon?
• August 24, 2007 10:03 AM Retiring to Tibet
• August 24, 2007 12:28 AM The great debate: employee vs. independent contractor
• August 22, 2007 3:53 PM Scamming the seniors
• August 17, 2007 1:09 PM Is there such a thing as too much information for 401(k) participants?
• August 15, 2007 5:50 AM S corporations, owner compensation, and qualified retirement plans
• August 12, 2007 12:05 AM Using IM and SMS to communicate 401(k)
• August 10, 2007 7:26 AM Benefits among those issues that need to be addressed up front in sale of a business
• August 8, 2007 1:16 AM ERISA agencies have full regulatory plate with Pension Protection Act
• August 6, 2007 3:01 PM "Help yourself to one marshmallow, or maybe two"
• August 4, 2007 2:06 PM ERISA plan record retention: how long is long enough?
• August 1, 2007 3:45 PM Face it. Maybe we're not using the right medium to communicate 401(k)
• July 30, 2007 7:17 AM Buckle up. 401(k) fee legislation introduced
• July 24, 2007 3:10 PM Got the Pension Tension Blues?
• July 23, 2007 1:17 PM It's all over but the shoutin'. Stable value funds unlikely to be Department of Labor default fund option
• July 16, 2007 3:01 PM Investment seminars for seniors make Top 10 List for first time
• July 10, 2007 6:37 AM If it looks like a 401(k), acts like a 401(k), and sounds like a 401(k), then it must be a 403(b) - Part Two
• July 9, 2007 8:14 AM If it looks like a 401(k), acts like a 401(k), and sounds like a 401(k), then it must be a 403(b)
• July 5, 2007 9:57 AM "It ain't over till it's over." : The Department of Labor's Proposed Default Regulation
• June 30, 2007 11:45 AM You can't protect what you don't control
• June 28, 2007 3:41 PM No ERISA violation for not disclosing revenue sharing to 401(k) participants says court
• June 26, 2007 1:34 PM Are 401(k) plans transforming into defined benefit plans?
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• June 6, 2007 4:56 PM More green on green
• June 4, 2007 10:57 AM 12b-1 fees added to the 401(k) fee brew
• May 30, 2007 9:25 AM "You mean I can get 100% return on my money using your investment system?"
• May 29, 2007 4:03 AM Presidential politics, Darfur, and 401(k) plans
• May 23, 2007 7:57 AM "Ten-shun, ten-shun, please. Have your pencils and scorecards ready for the correct lineup."
• May 8, 2007 9:33 AM Technical Corrections to the Pension Protection Act of 2006. Another bite of the apple?
• April 29, 2007 8:55 AM What's jam got to do with GM's 401(k) plans?
• April 27, 2007 8:26 PM Is there a helicopter parent hovering over your office?
• April 25, 2007 12:30 AM Another laptop theft. This time personal data on 160,000 current and former Neiman Marcus employees
• April 24, 2007 9:37 PM NFL gets sacked by IRS on employee/independent contractor issue
• April 21, 2007 1:36 PM Institutional investors want today and every day to be Earth Day
• April 14, 2007 4:55 PM Educational institutions, 403(b) plans, and class action law suits
• April 7, 2007 11:06 AM Unpaid payroll taxes, late 401(k) deposits, and pyramids
• April 6, 2007 10:40 PM How not to hire an auditor for your ERISA plan
• April 4, 2007 12:32 PM After the pension plan freeze, then what? Will IBM's $50 million investment education program be the new benchmark?
• March 22, 2007 6:56 AM Guest Column about 401(k) Improvements in Pension Protection Act
• March 17, 2007 11:17 PM Who's your 401(k) Administrator?
• March 13, 2007 6:36 PM Are "terror free" mutual funds next for 401(k) plans?
• March 9, 2007 8:45 AM Are we being tricked into putting too much money into our 401(k) plans?
• March 7, 2007 12:08 PM It's official. 401(k) fees now on political radar screen
• March 6, 2007 1:47 PM "Boomerang" workers and 401(k) plans
• February 19, 2007 7:38 AM What to do when an independent contractor is really an employee
• February 16, 2007 11:09 AM The times they are a-changin'. Wire houses permitting reps to act as fiduciaries
• February 14, 2007 12:18 PM It's not just us getting older. So are 401(k) and pension plans
• February 9, 2007 6:43 PM Breaking up is hard to do - and more complicated when retirement benefits are involved
• February 7, 2007 6:56 PM Comments on reversal of ERISA class action certification
• February 6, 2007 7:25 AM Left out of the game. What to do when an employee isn't offered 401(k)
• February 2, 2007 8:53 PM A partial termination of a retirement plan: perfectly clear in the rear view mirror
• January 31, 2007 1:00 AM 401(k) participant guide to target-maturity funds
• January 28, 2007 11:55 AM Boomers, brokers, and the $300 billion in 401(k) rollovers this year
• January 26, 2007 8:14 PM Department of Labor enforcement criteria and 401(k) deposits
• January 23, 2007 5:50 PM They're back! Retirement plan bad boy clauses
• January 22, 2007 9:23 PM Supreme Court to hear important fiduciary case
• January 21, 2007 10:11 AM Court rules on ERISA class action law suit
• January 10, 2007 4:58 PM No goody bag now goes untaxed
• January 7, 2007 7:15 AM The Economics of Providing 401(k) Plans: Services, Fees, and Expenses
• January 6, 2007 1:16 PM New guide to 401(k) distributions available from IRS
• January 2, 2007 8:59 AM Examining 401(k) returns: what works and what doesn't
• January 1, 2007 12:24 PM Retirement planning for 2007 begins now
• January 1, 2007 8:56 AM New Year, New 401(k) Rules
• December 30, 2006 7:08 PM Remembering Gerald R. Ford
• December 27, 2006 9:15 AM The 2006 retirement plan year in review: the Good, the Bad, and the Ugly
• December 26, 2006 1:39 PM The British equivalent of chutzpah
• December 23, 2006 12:19 PM Who's your employee: inquiring minds and the IRS want to know
• December 19, 2006 6:58 PM Client Briefing: FAQs on Roth 401(k)
• December 16, 2006 7:42 PM Can you take credit for your retirement plan?
• December 11, 2006 12:59 PM December 2006 Client Briefing: Pension Protection Act Changes
• December 10, 2006 8:57 AM Hedge funds for the masses
• December 9, 2006 8:17 PM Yes, but what does it mean?
• December 5, 2006 9:46 PM GAO's 401(k) fee report, Congressional comments picking up buzz in local papers
• December 2, 2006 7:39 PM Shot fired across 401(k) industry bow
• November 29, 2006 6:01 PM It's Bond. Fidelity Bond
• November 26, 2006 7:43 PM More storm clouds forming over 401(k) fees
• November 25, 2006 8:19 AM Employers out of sync with employees on compensation and benefits
• November 24, 2006 12:15 AM 401(k) safe harbor notice due December 1
• November 21, 2006 12:14 AM Investment regulatory agencies concerned about dangers to 401(k) participants
• November 15, 2006 5:37 AM Motherhood, apple pie, and 401(k) plans
• November 14, 2006 2:02 AM Plop plop, fizz fizz, oh what a fiduciary relief it is
• November 12, 2006 10:23 AM Larry Brown, severance pay, and 401(k) plans
• November 9, 2006 11:45 AM New study finds 401(k) participants who invest in balanced and lifecycle funds earn highest risk-adjusted rates of return
• November 5, 2006 1:49 PM IRA is not a kid anymore
• November 4, 2006 8:20 AM Retirement plan pitfalls for plan sponsors to avoid
• October 28, 2006 7:15 PM It's 10:00 in the evening. Do you know where your 401(k) plan is?
• October 18, 2006 11:58 PM 401(k)s for B.A.s?
• October 18, 2006 5:07 PM IRS announces 2007 benefit and contribution limits
• October 18, 2006 12:11 AM Solo 401(k) for the self-employed
• October 17, 2006 3:31 AM NASD provides 401(k) investing guide
• October 15, 2006 2:51 AM Investment simulation comes to Pensionland
• October 14, 2006 9:16 PM ERISA and the law of physics
• October 14, 2006 8:52 PM How much will investment advisory services appeal to 401(k) participants?
• October 10, 2006 3:48 PM The Qualified Plan Industry at a Glance: Trends, Direction, and the Road Ahead
• October 8, 2006 5:51 PM Department of Labor Releases 5-Year Strategic Plan
• October 6, 2006 10:12 AM Are newly filed 401(k) class action law suits the wave of the future?
• October 4, 2006 1:21 PM How the retirement plan industry views participant investment advice
• October 4, 2006 12:20 PM Managed acounts and 401(k) participant portfolios
• October 1, 2006 7:41 AM One more acronym for the Benefits Lexicon
• September 30, 2006 5:04 PM Department of Labor issues default fund proposed regulation
• September 21, 2006 9:08 AM Overcoming 401(k) communication barriers
• September 17, 2006 3:48 PM SIMPLE vs. 401(k): decision deadline approaching
• September 15, 2006 11:10 PM Promoters fishing for retirement plan dollars
• September 13, 2006 8:53 PM Investment Returns: Defined Benefit vs. 401(k) Plans
• September 12, 2006 8:02 AM Department of Labor seeks comments on guidelines for ERISA auditor independence
• September 9, 2006 5:49 AM Knowing when to hold 'em, knowing when to fold 'em and knowing when to roll 'em: 401(k) distribution choices
• September 8, 2006 8:01 PM How do I change my 401(k) beneficiary?
• September 6, 2006 9:12 PM What do employees really want?
• September 2, 2006 12:02 AM Target maturity funds coming to your 401(k) plan soon
• August 30, 2006 11:29 AM It's morning again in Pensionland
• August 26, 2006 5:22 PM Are 401(k) accounts piggy banks?
• August 25, 2006 11:45 PM Today's kids, tomorrow's 401(k) participants
• August 21, 2006 6:12 PM Will investment advice for 401(k) participants really make a difference?
• August 20, 2006 12:05 PM Baby boomers start to turn 60 and have new retirement plan distribution options
• August 17, 2006 10:55 PM A tale of two neighbors: the U.S., Canada and mutual fund fees
• August 9, 2006 11:25 PM $1.8 Trillion
• August 7, 2006 10:05 PM "Money attitudes": the new 401(k) demographic
• August 5, 2006 6:09 PM Congress passes pension reform legislation
• August 3, 2006 7:03 AM I'm from the government and I'm here to help
• August 2, 2006 8:10 PM Will this be a green Christmas for some 401(k) plans?
• July 29, 2006 7:00 PM 401(k) loans easy money?
• July 28, 2006 9:13 AM Rollovers Part Deux
• July 27, 2006 9:26 PM It's not over until the IRS says it's over
• July 26, 2006 10:17 PM Sweet Home Chicago: "Big Box" wage and benefit bill passes
• July 25, 2006 9:25 PM Sweet Home Chicago, Part 2
• July 23, 2006 12:05 PM Sweet Home Chicago?
• July 22, 2006 7:16 PM Investing 101
• July 21, 2006 8:50 PM Au Contraire
• July 19, 2006 11:03 AM The dust has settled
• July 17, 2006 10:53 PM Does a Roth 401(k) make sense for you?
• July 16, 2006 8:18 PM Roth 401(k) off to a slow start
• July 14, 2006 7:11 AM Video workshop for small business retirement plans now available from IRS
• July 11, 2006 7:07 PM It's Official: 401(k) Rules
• July 5, 2006 8:43 PM TIPRA reinvigorates Roth IRAs
• July 3, 2006 8:46 AM Will we call it TIPRA?
• July 2, 2006 3:20 PM My Roth 401(k) Presentation
• July 1, 2006 7:12 AM Hedge Funds, ERISA, and Valuation Issues
• June 30, 2006 6:04 PM Know Your Beneficiary

403(b) Crunch Time Series

• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• December 15, 2008 11:59 AM 403(b) Crunch Time Series signing off (for now)
• December 3, 2008 8:56 AM 403(b) Crunch Time Series #6: Timing of Depositing Employee Contributions
• December 1, 2008 1:34 PM 403(b) Crunch Time Series #5: 403(b) Service Agreements: "Harmonizing" the 403(b) Plan
• November 26, 2008 10:53 AM 403(b) Crunch Time Series, #4: The Change in 403(b) Universal Availability
• November 24, 2008 7:38 AM 403(b) Crunch Time Series #3, Trouble Terminating Tax Deferred Annuity Plans
• November 20, 2008 8:34 AM 403(b) Crunch Time Series #2: Complying With The 403(b) Contribution Limits
• November 18, 2008 7:38 AM 403(b) Crunch Time Series #1: Avoiding Problems With 403(b) Custodial Accounts
• November 17, 2008 8:55 AM It's crunch time for 403(b) plans

403(b) Plans

• April 8, 2010 7:30 AM Comparing and contrasting retirement plans for business owners
• March 28, 2010 10:08 AM Guaranteed lifetime retirement income: the message in the bottle
• February 20, 2010 7:13 AM The ERISA plan document shouldn't be maybe yes, maybe no
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• November 1, 2009 3:35 PM 403(b) and 457 Seminar at John Marshall Law School
• October 9, 2009 7:37 AM Treasury issues new Retirement and Savings Initiatives
• October 6, 2009 3:53 PM 403(b) plans: "Don't You (Forget About Me)"
• September 9, 2009 7:51 AM 2009 Form 5500 not just about new disclosures - it's also about electronic filing
• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• July 30, 2009 8:18 AM QDROs: The view from 30,000 feet
• June 30, 2009 10:07 AM The EGTRRA Restatement Series, Part 4. The Summary Plan Description, electronically speaking
• June 23, 2009 11:29 AM You say "independent contractor", they say "employee"
• June 16, 2009 9:24 AM ERISA: the new meeting place for the Department of Labor and the Securities and Exchange Commission
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• February 16, 2009 8:47 AM 403(b) compliance picture getting clearer
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• December 30, 2008 7:41 PM Il Buono, il brutto, il cattivo: The 2008 Retirement Plan Year in Review
• December 27, 2008 7:34 PM Sociopaths in business
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• December 20, 2008 7:54 AM Year-end ERISA fidelity bond reminder
• December 15, 2008 11:59 AM 403(b) Crunch Time Series signing off (for now)
• December 11, 2008 3:49 PM Plop plop, fizz fizz, oh what a 403(b) relief it is: IRS Notice 2009-3
• December 3, 2008 8:56 AM 403(b) Crunch Time Series #6: Timing of Depositing Employee Contributions
• November 26, 2008 10:53 AM 403(b) Crunch Time Series, #4: The Change in 403(b) Universal Availability
• November 24, 2008 7:38 AM 403(b) Crunch Time Series #3, Trouble Terminating Tax Deferred Annuity Plans
• November 20, 2008 8:34 AM 403(b) Crunch Time Series #2: Complying With The 403(b) Contribution Limits
• November 18, 2008 7:38 AM 403(b) Crunch Time Series #1: Avoiding Problems With 403(b) Custodial Accounts
• November 17, 2008 8:55 AM It's crunch time for 403(b) plans
• November 15, 2008 11:21 AM 403(b) sponsors getting ready for January 1, 2009 deadline for new regulations
• November 4, 2008 3:33 PM 2009 Dollar Limits on Contributions and Benefits
• October 13, 2008 10:27 AM New road ahead for 403(b) plan sponsors starting January 1, 2009
• September 30, 2008 9:05 AM The bailout bill, the stock market, and 401(k) plans: what's ahead for us?
• September 29, 2008 12:12 PM Bailout bill is like a Christmas tree - something for everyone including retirement plans
• September 22, 2008 1:49 PM Rocky mountains, rocky financial institutions
• September 5, 2008 8:06 AM 403(b) and 401(k), "same, same, but different"
• August 18, 2008 8:22 PM Which way to the best retirement plan?
• August 12, 2008 8:24 AM January 1, 2009 is tip-off time for new 403(b) regulations, but switch to 401(k) is option
• July 17, 2008 8:06 AM "Why do spouses have to be the automatic beneficiary of a retirement plan?"
• June 20, 2008 10:38 AM What's a 401(k) and 403(b) broker to do?
• May 22, 2008 5:03 AM Now that we know exactly when 401(k) contributions have to be deposited, just who's responsible for it?
• May 11, 2008 7:33 AM "Should I stay or should I go?" The factors influencing an employee's decision to retire
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• April 2, 2008 10:40 AM U.K. defined contribution plan sponsors trying to offload fiduciary risk
• March 31, 2008 10:38 AM Good news: "Household wealth rises as retirees age", or is it?
• March 28, 2008 9:41 AM Divorce: the next Boomer frontier and its impact on retirement
• March 19, 2008 12:00 PM April 1 is deadline for RBD for RMD
• March 18, 2008 6:59 PM Retirement planning vs. March Madness(R)
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• February 25, 2008 7:42 AM Boomerang employees? No worries if employers keep ERISA rules in mind
• February 24, 2008 3:41 AM In the shadow of LaRue, Department of Labor issues a directive on fiduciary responsibility for collection of delinquent contributions
• July 21, 2007 8:34 AM Will 403(b) plans ever be subject to ERISA?
• July 10, 2007 6:37 AM If it looks like a 401(k), acts like a 401(k), and sounds like a 401(k), then it must be a 403(b) - Part Two
• July 9, 2007 8:14 AM If it looks like a 401(k), acts like a 401(k), and sounds like a 401(k), then it must be a 403(b)
• April 14, 2007 4:55 PM Educational institutions, 403(b) plans, and class action law suits

About Us

• June 6, 2004 12:44 AM About Us

Annuities

• March 28, 2010 10:08 AM Guaranteed lifetime retirement income: the message in the bottle
• April 9, 2009 1:34 PM Train pulling out of the station for annuities in 401(k) plans
• March 16, 2009 4:52 PM The intersection of annuity products and intellectual property law
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• February 3, 2008 10:04 AM Investing for 401(k) accumulation not the same as investing for lifetime income
• December 2, 2007 11:21 AM The deannuitization of defined benefit pension plans
• October 5, 2007 2:58 AM The changing retirement plan system
• September 3, 2007 3:58 AM Solving the "annuity puzzle"
• June 26, 2007 1:34 PM Are 401(k) plans transforming into defined benefit plans?

Audio Visuals

• August 12, 2010 5:27 PM The Isely Brothers and the IRS
• June 14, 2010 7:02 AM Revisiting communicating 401(k) and Marshall McLuhan
• June 13, 2010 12:24 PM Communicating 401(k): Is the medium the message?
• December 31, 2009 10:17 AM The 2009 Retirement Plan in Review: The Good, The Bad, and The Ugly
• December 16, 2009 2:21 PM Defined Benefit Pension Plans: What's Old Is New Again and Better Than Ever
• November 1, 2009 3:35 PM 403(b) and 457 Seminar at John Marshall Law School
• October 23, 2009 11:56 AM Saving for Retirement In Plain English: new video by Common Craft
• October 6, 2009 3:53 PM 403(b) plans: "Don't You (Forget About Me)"
• September 8, 2009 7:27 AM Transit benefits: a prescription for commuters, the new Kings and Queens of Pain
• August 24, 2009 11:10 AM The Wall Street Blues, c. 2003
• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• July 5, 2009 9:04 PM What's in your 401(k) plan, and what's it really worth?
• June 18, 2009 8:09 AM A quick view of target funds
• May 12, 2009 4:17 PM The psychology behind today's economy
• May 6, 2009 7:19 AM "What are you doing?" in the work place
• April 23, 2009 7:18 AM Hard times mean more 401(k) hardship distributions
• April 7, 2009 9:37 PM Video: Investing Money in Plain English
• March 19, 2009 3:21 PM Retirement therapy
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• March 12, 2009 5:26 AM Life Insurance in Qualified Retirement Plans: Presentation to Lake County Estate Planning Council
• December 30, 2008 7:41 PM Il Buono, il brutto, il cattivo: The 2008 Retirement Plan Year in Review
• December 27, 2007 10:36 AM Year end tax planning to die for
• July 14, 2006 7:11 AM Video workshop for small business retirement plans now available from IRS

Blogs

• August 15, 2010 7:38 PM Small Business Advocacy Blog
• December 25, 2009 7:55 PM Pozek On Pension (Adam Pozek)
• December 16, 2009 12:28 PM Charles A. Krugel (Labor & Employment Law on Behalf of Management)
• January 31, 2009 10:24 AM Broke and Broker (An irreverent Wall Street Blog by Bill Singer)
• January 6, 2009 10:35 PM Business of Benefits (Bob Toth)
• January 5, 2009 8:33 AM Pension Tsunami (all about the approaching wave of public employee pension debt)
• January 4, 2009 5:07 PM Fixing The 401(k) - Josh Itzoe
• December 11, 2008 10:24 AM Everlasting Flame (a blog by Jude, one of our own)
• October 24, 2008 8:01 AM The Float (Independent Insight from Interlake Capital Management, LLC)
• October 12, 2008 6:54 PM Slate's BizBox (a blog for business owners for which I am a contributing author)
• October 10, 2008 8:13 AM NJ Voices (a blog by John Bury, an actuary with a point of view)
• July 23, 2008 1:24 PM Daily Diversion (Benefit News)
• July 10, 2008 7:50 PM National Center for Employee Ownership blog
• July 10, 2008 7:40 PM ESOP Foundation Blog
• October 9, 2007 11:03 AM Research Digest Blog (written and edited by our friend Dr. Christian Jarrett for the British Psychological Society)
• October 5, 2007 1:33 PM Employee Benefits Law Blog (Vicki Johnson)
• September 25, 2007 1:21 PM PlanSponsor Perspectives (Nevin E. Adams, J.D.)
• September 23, 2007 5:14 PM David Macchia's Online Magazine
• September 23, 2007 5:10 PM Pension Protection Act Blog (Suzanne L. Wynn, Esq.)
• July 7, 2006 10:16 PM Boston ERISA Law Blog (Stephen Rosenberg, Esq.)
• July 1, 2006 7:03 AM Susan Mangiero's Pension Risk Blog
• September 26, 2005 9:34 PM Workplace Prof Blog (A member of the Law Professors Blog Network)
• September 26, 2005 9:32 PM Fiduciary Investor (Tim Burns)
• June 3, 2004 10:49 PM Real Lawyers Have Blogs (Kevin O'Keefe, our Blog Guy)
• May 25, 2004 1:11 AM PLANSPONSOR Perspectives (blog written by Nevin Adams)

Book Reviews

• July 1, 2010 3:43 PM Reengineering Health Care (Book Review)
• November 29, 2009 11:07 AM Save Your Retirement: What to Do If You Haven't Saved Enough or If Your Investments Were Devastated by the Market Meltdown (Book Review)
• February 26, 2009 8:09 AM This Book Has Issues - Adventures in Popular Psychology: Book Review
• January 4, 2009 6:00 PM Fixing The 401(k): Book Review
• April 18, 2008 1:43 PM Pension Dumping: The Reasons, The Wreckage, the Stakes for Wall Street by Fran Hawthorne (Book Review)

Cash Balance Plans

• April 13, 2010 9:10 AM "Watching the Detectives": The ERISA version
• April 8, 2010 7:30 AM Comparing and contrasting retirement plans for business owners
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• October 9, 2009 7:37 AM Treasury issues new Retirement and Savings Initiatives
• September 9, 2009 7:51 AM 2009 Form 5500 not just about new disclosures - it's also about electronic filing
• September 2, 2009 8:02 AM Increase in bankruptcies calls attention to creditor protection aspects of retirement plans
• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• July 30, 2009 8:18 AM QDROs: The view from 30,000 feet
• July 22, 2009 8:59 AM It's Bond. Fidelity Bond ... revisited
• June 30, 2009 10:07 AM The EGTRRA Restatement Series, Part 4. The Summary Plan Description, electronically speaking
• June 23, 2009 11:29 AM You say "independent contractor", they say "employee"
• April 14, 2009 10:12 AM Bill Singer's Broke and Broker Blog added to our blog roll
• March 19, 2009 3:21 PM Retirement therapy
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• February 8, 2009 2:17 PM Independent contractor or employee? Employee classification still a high priority enforcement matter
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• December 30, 2008 7:41 PM Il Buono, il brutto, il cattivo: The 2008 Retirement Plan Year in Review
• December 27, 2008 7:34 PM Sociopaths in business
• December 23, 2008 3:45 PM Parking spaces as a leading indicator of customer and client services
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• December 20, 2008 7:54 AM Year-end ERISA fidelity bond reminder
• November 4, 2008 3:33 PM 2009 Dollar Limits on Contributions and Benefits
• October 22, 2008 4:33 PM I've seen the future, and it's "Joe The Plumber"
• September 30, 2008 9:05 AM The bailout bill, the stock market, and 401(k) plans: what's ahead for us?
• September 29, 2008 12:12 PM Bailout bill is like a Christmas tree - something for everyone including retirement plans
• August 18, 2008 8:22 PM Which way to the best retirement plan?
• August 10, 2008 4:01 PM It may be the dog days of summer, but sooner rather than later may be better for setting up a retirement plan
• August 7, 2008 10:58 AM Defined benefit plan seminar handout available for download
• July 26, 2008 7:03 AM Will Form 5500s reveal outdated fidelity bonds or retirement plans without bonds at all
• July 17, 2008 8:06 AM "Why do spouses have to be the automatic beneficiary of a retirement plan?"
• July 9, 2008 1:52 PM Defined Benefit Pension Plan Seminar for Financial Advisers
• June 23, 2008 10:01 AM The law of unintended consequences as applied to a business owner's retirement plan
• May 11, 2008 7:33 AM "Should I stay or should I go?" The factors influencing an employee's decision to retire
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 13, 2008 8:23 PM Investors, brokerage firms, and mandatory arbitration: so how has that worked out?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• March 31, 2008 10:38 AM Good news: "Household wealth rises as retirees age", or is it?
• March 28, 2008 9:41 AM Divorce: the next Boomer frontier and its impact on retirement
• March 26, 2008 7:48 AM ERISA. It's not elementary
• March 19, 2008 12:00 PM April 1 is deadline for RBD for RMD
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• February 25, 2008 7:42 AM Boomerang employees? No worries if employers keep ERISA rules in mind
• February 20, 2008 9:20 AM Memo to future retirees: plan on working a few years longer
• February 10, 2008 11:03 AM New study says cash balance plans can provide more retirement security than traditional defined benefit plans
• January 19, 2008 3:15 PM "Just the facts" used to determine independent contractor or employee
• January 11, 2008 11:20 AM Cash balance plans and retirement security
• January 6, 2008 12:32 AM "Subprime" is landslide winner of American Dialect Society's 2007 Word of the Year award
• January 4, 2008 12:10 AM New Pension Protection Act rules can make two retirement plans better than one

Commuter Transit Benefits

• September 8, 2009 7:27 AM Transit benefits: a prescription for commuters, the new Kings and Queens of Pain
• February 25, 2009 7:49 AM How the stimulus package affects employee benefits
• January 13, 2009 4:28 AM One more reason to consider a commuter transit benefit
• November 11, 2008 2:43 PM New survey shows how employers are helping employees cope with higher commuter costs
• November 1, 2008 9:44 AM The next generation of tax-favored commuter benefits: bicycle commuting
• June 28, 2008 2:28 PM What's old is new again: commuter benefits under Section 132

Contact Us

• June 3, 2004 10:55 PM Contact Us

EGTRRA Restatement Series

• June 30, 2009 10:07 AM The EGTRRA Restatement Series, Part 4. The Summary Plan Description, electronically speaking
• June 22, 2009 12:14 PM The EGTRRA Restatement Series: Part 3. Plan Document Choices
• June 17, 2009 5:00 AM The EGTRRA Restatement Series: Part 2. Put It In Writing
• June 15, 2009 3:12 AM The EGTRRA Restatement Series: Part 1. Why A Law Passed In 2001 Is So Important To Retirement Plans In 2009

Employee Benefit News columns

• August 7, 2010 5:35 PM The new retirement plan currency: interfacing the payroll system with 401(k) administration
• July 22, 2010 6:10 AM 401(k) fees: not just the who and how much, but the what
• May 9, 2010 6:22 AM 401(k) plans then and now
• January 10, 2010 9:53 AM The shape of things to come for 401(k) plans in 2010
• December 31, 2009 10:17 AM The 2009 Retirement Plan in Review: The Good, The Bad, and The Ugly
• September 13, 2009 4:04 AM Lost in translation: 401(k) investment education programs
• August 13, 2009 2:01 PM The practical side of being a fiduciary
• July 13, 2009 7:29 PM It's ERISA plan audit time again
• May 8, 2009 2:36 AM Automatic 401(k) enrollment update

Employee Stock Ownership Plans

• April 8, 2010 7:30 AM Comparing and contrasting retirement plans for business owners
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• September 9, 2009 7:51 AM 2009 Form 5500 not just about new disclosures - it's also about electronic filing
• September 2, 2009 8:02 AM Increase in bankruptcies calls attention to creditor protection aspects of retirement plans
• July 22, 2009 8:59 AM It's Bond. Fidelity Bond ... revisited
• March 19, 2009 3:21 PM Retirement therapy
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• February 8, 2009 2:17 PM Independent contractor or employee? Employee classification still a high priority enforcement matter
• January 12, 2009 3:08 AM Two new ESOP blogs launched
• December 27, 2008 7:34 PM Sociopaths in business
• December 23, 2008 3:45 PM Parking spaces as a leading indicator of customer and client services
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• June 5, 2008 12:13 PM ESOP as an Exit Strategy: Presentation to Chicago Bar Association Financial Institution Committee
• June 4, 2008 9:31 AM Employee ownership in the global economy
• May 12, 2008 11:04 AM Indiana basketball season over, "ESOP Season" begins
• May 11, 2008 7:33 AM "Should I stay or should I go?" The factors influencing an employee's decision to retire
• April 27, 2008 4:20 PM "Bad boy" clauses aren't passe after all - but sometimes it takes a judge to do the right thing
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• March 31, 2008 10:38 AM Good news: "Household wealth rises as retirees age", or is it?
• March 28, 2008 9:41 AM Divorce: the next Boomer frontier and its impact on retirement
• March 19, 2008 12:00 PM April 1 is deadline for RBD for RMD
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• March 10, 2008 9:05 AM What do employee ownership and hedge funds have in common?
• February 25, 2008 7:42 AM Boomerang employees? No worries if employers keep ERISA rules in mind
• January 19, 2008 3:15 PM "Just the facts" used to determine independent contractor or employee
• December 14, 2007 9:36 PM ESOPs aren't forever, and neither is the ownership culture
• November 12, 2007 12:38 PM IRS announces key retirement plan limits for 2008
• September 21, 2007 1:53 AM Plan Administrator between rock and hard place when plan document and Summary Plan Description conflict
• September 17, 2007 1:59 AM Tax deduction for ESOP was twice as nice in IRS Private Letter Ruling
• September 10, 2007 2:01 AM Dividing retirement benefits on divorce, and what ERISA has to say about it
• September 5, 2007 3:36 AM The big data security question: Have we met the enemy and is it us?
• September 3, 2007 3:58 AM Solving the "annuity puzzle"
• August 26, 2007 5:30 AM It's not just defined benefit plans that are being terminated
• August 19, 2007 9:46 AM Steve Nash, maple syrup, and ... ESOPs
• August 10, 2007 7:26 AM Benefits among those issues that need to be addressed up front in sale of a business
• August 4, 2007 2:06 PM ERISA plan record retention: how long is long enough?
• July 18, 2007 6:47 AM The tax cost of ESOPs (and other benefits)
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• April 18, 2007 9:19 AM What's old is new again. ESOPs in mergers and acquistions
• April 12, 2007 7:37 AM ESOPs in newspapers, what's been the experience?
• April 10, 2007 10:56 PM Understanding the Tribune ESOP
• April 6, 2007 10:40 PM How not to hire an auditor for your ERISA plan
• April 3, 2007 7:47 AM Send lawyers, pens, and money. ESOP to become major shareholder in Tribune sale
• March 11, 2007 1:44 PM Return with us now to those thrilling days of yesteryear. ESOP LBOs ride again.
• March 2, 2007 9:24 AM New survey reports 20 million U.S. workers own stock through their benefit plans
• February 11, 2007 7:34 AM How financial forensics uncovered the backdated stock option scandal
• January 30, 2007 2:37 PM ESOPs as seen from France
• January 15, 2007 4:44 PM Do ESOP companies perform better?
• January 9, 2007 8:28 AM Employee ownership not just for U.S. workers

Independent Contractor vs. Employee

• June 23, 2009 11:29 AM You say "independent contractor", they say "employee"
• February 8, 2009 2:17 PM Independent contractor or employee? Employee classification still a high priority enforcement matter
• August 24, 2007 12:28 AM The great debate: employee vs. independent contractor
• April 24, 2007 9:37 PM NFL gets sacked by IRS on employee/independent contractor issue
• February 19, 2007 7:38 AM What to do when an independent contractor is really an employee

Individual Retirement Accounts

• April 8, 2010 7:30 AM Comparing and contrasting retirement plans for business owners
• March 1, 2010 7:19 AM IRA says hey, "don't you (forget about me)"
• January 23, 2010 10:21 AM Fidelity Displaced as the Top Distributor and Mutual Fund Provider, According to 2010 Investor Study (and what it means for 401(k) plans)
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• October 9, 2009 7:37 AM Treasury issues new Retirement and Savings Initiatives
• September 2, 2009 8:02 AM Increase in bankruptcies calls attention to creditor protection aspects of retirement plans
• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• April 14, 2009 10:12 AM Bill Singer's Broke and Broker Blog added to our blog roll
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• March 10, 2009 8:21 PM Need a retirement plan for 2008? Consider a SEP
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• January 7, 2009 7:20 PM Self-employed retirement plan options: SEP, SIMPLE, or "Solo-K"
• December 30, 2008 7:41 PM Il Buono, il brutto, il cattivo: The 2008 Retirement Plan Year in Review
• December 27, 2008 7:34 PM Sociopaths in business
• November 18, 2008 3:50 PM BizBox by Slate, a blog for business owners
• November 4, 2008 3:33 PM 2009 Dollar Limits on Contributions and Benefits
• September 30, 2008 9:05 AM The bailout bill, the stock market, and 401(k) plans: what's ahead for us?
• August 18, 2008 8:22 PM Which way to the best retirement plan?
• July 1, 2008 7:05 AM Terminated 401(k) plans, now what?
• May 4, 2008 7:37 AM The incredible shrinking financial adviser
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 13, 2008 8:23 PM Investors, brokerage firms, and mandatory arbitration: so how has that worked out?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• March 31, 2008 10:38 AM Good news: "Household wealth rises as retirees age", or is it?
• March 28, 2008 9:41 AM Divorce: the next Boomer frontier and its impact on retirement
• March 19, 2008 12:00 PM April 1 is deadline for RBD for RMD
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• March 8, 2008 2:11 PM "Orphaned 401(k) accounts" and LaRue
• February 21, 2008 6:27 AM IRAs increasingly being used to invest in alternative investments
• February 20, 2008 9:20 AM Memo to future retirees: plan on working a few years longer
• February 17, 2008 8:26 AM Banks lag far behind in race for Boomers' retirement dollars
• February 6, 2008 10:52 AM Wading through the alphabet soup of financial service designations
• February 3, 2008 10:04 AM Investing for 401(k) accumulation not the same as investing for lifetime income
• January 28, 2008 12:07 PM Don't forget about Roth 401(k)
• January 14, 2008 11:51 AM If you can't tell the rollover alternatives without a scorecard, then this may help
• January 6, 2008 12:32 AM "Subprime" is landslide winner of American Dialect Society's 2007 Word of the Year award
• January 1, 2008 4:57 PM Improving personal finances not top 2008 New Year's resolution
• December 27, 2007 10:36 AM Year end tax planning to die for
• December 23, 2007 8:23 PM Still time for self-employed to establish retirement plan for 2007
• December 2, 2007 2:48 PM The short and unhappy life of the Michigan service tax
• November 20, 2007 11:30 AM "So now, exactly what is "reasonable compensation?"
• November 19, 2007 3:59 PM The taxman cometh....and is auditing SEPS and SIMPLE IRAs
• November 13, 2007 8:13 PM Savers tax credit shouldn't get lost in the shuffle of Pension Protection Act's many provisions
• November 12, 2007 12:38 PM IRS announces key retirement plan limits for 2008
• November 3, 2007 4:46 PM Retirement? What retirement say Baby Boomers?
• October 17, 2007 11:28 AM "America's Silver Tsunami" begins with "First" Boomer applying for Social Security benefits
• October 7, 2007 9:27 AM The new billion dollar advisors? It's the CPAs
• September 23, 2007 1:33 PM The new meaning of "asset protection"
• September 14, 2007 2:40 AM Not my generation that nobody seems to want
• September 12, 2007 1:50 AM TANSTAAFL, seniors, and the SEC
• September 7, 2007 3:40 AM The real game of Jeopardy
• September 5, 2007 3:36 AM The big data security question: Have we met the enemy and is it us?
• September 4, 2007 3:25 AM Franchises and IRAs
• September 3, 2007 3:58 AM Solving the "annuity puzzle"
• August 28, 2007 8:26 AM Cash may be king, but some kings are more protected than others
• August 27, 2007 5:16 AM Is a vulture fund coming to your retirement plan soon?
• August 26, 2007 7:48 PM Hey! Just whose IRA is this anyway?
• August 24, 2007 10:03 AM Retiring to Tibet
• August 22, 2007 3:53 PM Scamming the seniors
• July 29, 2007 12:45 PM IRAs are becoming increasingly important, but rules can be confusing
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• June 13, 2007 7:14 AM New non-spouse beneficiary IRA rollover not a "gimme"
• May 23, 2007 7:57 AM "Ten-shun, ten-shun, please. Have your pencils and scorecards ready for the correct lineup."
• January 28, 2007 11:55 AM Boomers, brokers, and the $300 billion in 401(k) rollovers this year
• January 10, 2007 4:58 PM No goody bag now goes untaxed
• December 30, 2006 7:08 PM Remembering Gerald R. Ford
• December 27, 2006 9:15 AM The 2006 retirement plan year in review: the Good, the Bad, and the Ugly
• December 23, 2006 2:36 PM Charitable IRA rollover has short shelf life
• November 21, 2006 12:14 AM Investment regulatory agencies concerned about dangers to 401(k) participants
• November 5, 2006 1:49 PM IRA is not a kid anymore
• July 5, 2006 8:43 PM TIPRA reinvigorates Roth IRAs

Legal Info

• May 31, 2004 8:34 AM Disclaimer
• May 31, 2004 8:33 AM Privacy Policy

Links

• August 15, 2010 7:40 PM Small Business Advocacy Council
• October 7, 2009 9:46 AM Benefits Law Group of Chicago (ERISA resources website maintained by attorney Andy Williams)
• July 28, 2009 9:19 AM Planning for Retirement (Strategic Money Management providing retirement strategies in an uncertain world)
• July 22, 2009 10:32 AM NewLawyer.com (attorney resources)
• January 5, 2009 9:28 AM Benefit News (news and trends in benefit management)
• January 5, 2009 8:48 AM 401(k) Help Center (daily digest of latest on 401(k) plans)
• December 1, 2008 7:42 AM Retirement Dictionary (retirement plan definitions provided by Appleby Retirement Consulting, Inc.)
• September 23, 2008 2:37 PM Peter Amann, Canadian mountain guide (with whom I have no phone, no email, no fax - priceless)
• July 8, 2008 3:18 PM Employee Benefit Research Institute (independent benefit research organization)
• December 8, 2007 7:15 AM Retirement Made Simpler (resources to simplify the automatic enrollment process)
• December 4, 2007 10:30 AM BenefitsLink (Dave Baker's coverage of retirement plans and welfare benefit plans)
• August 19, 2007 10:50 PM ESOP Builders, Inc. (Canadian ESOP experts)
• June 10, 2005 1:51 PM ESOP Association Canada (non-profit organization that promotes employee ownership in Canada)
• June 27, 2004 8:51 PM Pension Benefit Guaranty Corporation (PBGC)
• June 23, 2004 8:39 AM European Federation of Employee Share Ownership (umbrella organization for employee ownership in Europe)
• June 22, 2004 2:38 PM Internal Revenue Service (Retirement Plans)
• June 22, 2004 2:30 PM U.S. Department of Labor (Employee Benefit Security Administration)
• June 21, 2004 4:23 AM Profit Sharing and 401(k) Council of America (national non-profit association of profit sharing and 401(k) plans)
• June 21, 2004 4:21 AM National Center for Employee Ownership ( private, non-profit membership and research organization for employee ownership)

Our Services

• June 26, 2004 9:00 PM Our Services

Pension Plans

• August 19, 2010 7:38 AM Is greed still good?
• May 1, 2010 1:39 PM Investment returns of defined benefit plans and defined contribution plans: which type did better and does it matter?
• April 13, 2010 9:10 AM "Watching the Detectives": The ERISA version
• April 8, 2010 7:30 AM Comparing and contrasting retirement plans for business owners
• April 5, 2010 7:20 AM The Woulda, Coulda, Shoulda of retirement tax planning
• February 20, 2010 7:13 AM The ERISA plan document shouldn't be maybe yes, maybe no
• February 5, 2010 10:37 AM Hard times shouldn't mean soft ERISA compliance
• December 31, 2009 10:17 AM The 2009 Retirement Plan in Review: The Good, The Bad, and The Ugly
• December 26, 2009 9:28 AM Pozek On Pension added to our blogroll
• December 16, 2009 2:21 PM Defined Benefit Pension Plans: What's Old Is New Again and Better Than Ever
• November 29, 2009 11:07 AM Save Your Retirement: What to Do If You Haven't Saved Enough or If Your Investments Were Devastated by the Market Meltdown (Book Review)
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• October 9, 2009 7:37 AM Treasury issues new Retirement and Savings Initiatives
• September 23, 2009 8:15 AM Gimme (tax) Shelter
• September 9, 2009 7:51 AM 2009 Form 5500 not just about new disclosures - it's also about electronic filing
• September 2, 2009 8:02 AM Increase in bankruptcies calls attention to creditor protection aspects of retirement plans
• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• July 30, 2009 8:18 AM QDROs: The view from 30,000 feet
• July 22, 2009 8:59 AM It's Bond. Fidelity Bond ... revisited
• July 13, 2009 7:29 PM It's ERISA plan audit time again
• July 7, 2009 3:26 PM Business and ERISA record retention myths
• June 30, 2009 10:07 AM The EGTRRA Restatement Series, Part 4. The Summary Plan Description, electronically speaking
• June 23, 2009 11:29 AM You say "independent contractor", they say "employee"
• June 16, 2009 9:24 AM ERISA: the new meeting place for the Department of Labor and the Securities and Exchange Commission
• April 21, 2009 5:00 PM The times they are a-changin' for Wall Street and Big Law
• April 14, 2009 10:12 AM Bill Singer's Broke and Broker Blog added to our blog roll
• April 9, 2009 7:04 AM If common sense was so common, more people would have it
• March 19, 2009 3:21 PM Retirement therapy
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• March 12, 2009 5:26 AM Life Insurance in Qualified Retirement Plans: Presentation to Lake County Estate Planning Council
• March 6, 2009 9:18 AM "Bad boys, bad boys whatcha want"...your retirement plan benefits too?
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• February 8, 2009 2:17 PM Independent contractor or employee? Employee classification still a high priority enforcement matter
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• December 30, 2008 7:41 PM Il Buono, il brutto, il cattivo: The 2008 Retirement Plan Year in Review
• December 27, 2008 7:34 PM Sociopaths in business
• December 23, 2008 3:45 PM Parking spaces as a leading indicator of customer and client services
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• December 20, 2008 7:54 AM Year-end ERISA fidelity bond reminder
• November 18, 2008 3:50 PM BizBox by Slate, a blog for business owners
• November 4, 2008 3:33 PM 2009 Dollar Limits on Contributions and Benefits
• October 22, 2008 4:33 PM I've seen the future, and it's "Joe The Plumber"
• September 30, 2008 9:05 AM The bailout bill, the stock market, and 401(k) plans: what's ahead for us?
• September 29, 2008 12:12 PM Bailout bill is like a Christmas tree - something for everyone including retirement plans
• August 29, 2008 12:24 PM Timing now is really everything for defined benefit pension plans
• August 24, 2008 10:18 PM Dilbert (and others) on public employee pension funding
• August 18, 2008 8:22 PM Which way to the best retirement plan?
• August 10, 2008 4:01 PM It may be the dog days of summer, but sooner rather than later may be better for setting up a retirement plan
• August 7, 2008 10:58 AM Defined benefit plan seminar handout available for download
• July 26, 2008 7:03 AM Will Form 5500s reveal outdated fidelity bonds or retirement plans without bonds at all
• July 17, 2008 8:06 AM "Why do spouses have to be the automatic beneficiary of a retirement plan?"
• July 9, 2008 1:52 PM Defined Benefit Pension Plan Seminar for Financial Advisers
• June 23, 2008 10:01 AM The law of unintended consequences as applied to a business owner's retirement plan
• May 27, 2008 6:45 AM National Institute on Retirement Security, new national organization, launches website and issues first Research Brief
• May 11, 2008 7:33 AM "Should I stay or should I go?" The factors influencing an employee's decision to retire
• May 7, 2008 7:13 AM The case of "The Employee Who Never Was"
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 18, 2008 1:43 PM Pension Dumping: The Reasons, The Wreckage, the Stakes for Wall Street by Fran Hawthorne (Book Review)
• April 16, 2008 1:05 AM Who has the richest retirement plan in America, the CTA or the MBTA?
• April 13, 2008 8:23 PM Investors, brokerage firms, and mandatory arbitration: so how has that worked out?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• April 2, 2008 10:40 AM U.K. defined contribution plan sponsors trying to offload fiduciary risk
• March 31, 2008 10:38 AM Good news: "Household wealth rises as retirees age", or is it?
• March 28, 2008 9:41 AM Divorce: the next Boomer frontier and its impact on retirement
• March 26, 2008 7:48 AM ERISA. It's not elementary
• March 19, 2008 12:00 PM April 1 is deadline for RBD for RMD
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• February 25, 2008 7:42 AM Boomerang employees? No worries if employers keep ERISA rules in mind
• February 24, 2008 3:41 AM In the shadow of LaRue, Department of Labor issues a directive on fiduciary responsibility for collection of delinquent contributions
• February 20, 2008 9:20 AM Memo to future retirees: plan on working a few years longer
• February 6, 2008 10:52 AM Wading through the alphabet soup of financial service designations
• January 19, 2008 3:15 PM "Just the facts" used to determine independent contractor or employee
• January 11, 2008 11:20 AM Cash balance plans and retirement security
• January 6, 2008 12:32 AM "Subprime" is landslide winner of American Dialect Society's 2007 Word of the Year award
• January 4, 2008 12:10 AM New Pension Protection Act rules can make two retirement plans better than one
• December 27, 2007 10:36 AM Year end tax planning to die for
• December 23, 2007 8:23 PM Still time for self-employed to establish retirement plan for 2007
• December 2, 2007 2:48 PM The short and unhappy life of the Michigan service tax
• December 2, 2007 11:21 AM The deannuitization of defined benefit pension plans
• November 20, 2007 11:30 AM "So now, exactly what is "reasonable compensation?"
• November 17, 2007 5:38 PM Jet fuel prices and retirement plan funding
• November 12, 2007 12:38 PM IRS announces key retirement plan limits for 2008
• November 3, 2007 4:46 PM Retirement? What retirement say Baby Boomers?
• October 17, 2007 11:28 AM "America's Silver Tsunami" begins with "First" Boomer applying for Social Security benefits
• October 14, 2007 6:35 PM Department of Labor releases interactive ERISA Fiduciary Advisor program
• October 7, 2007 9:27 AM The new billion dollar advisors? It's the CPAs
• October 5, 2007 2:58 AM The changing retirement plan system
• September 21, 2007 1:53 AM Plan Administrator between rock and hard place when plan document and Summary Plan Description conflict
• September 19, 2007 7:47 AM "A lie keeps growing and growing until it's as plain as the nose on your face"
• September 14, 2007 2:40 AM Not my generation that nobody seems to want
• September 12, 2007 1:50 AM TANSTAAFL, seniors, and the SEC
• September 10, 2007 2:01 AM Dividing retirement benefits on divorce, and what ERISA has to say about it
• September 7, 2007 3:40 AM The real game of Jeopardy
• September 5, 2007 3:36 AM The big data security question: Have we met the enemy and is it us?
• September 4, 2007 3:25 AM Franchises and IRAs
• September 3, 2007 3:58 AM Solving the "annuity puzzle"
• August 31, 2007 3:34 AM The traders' story: a modern morality tale
• August 28, 2007 8:26 AM Cash may be king, but some kings are more protected than others
• August 27, 2007 5:16 AM Is a vulture fund coming to your retirement plan soon?
• August 24, 2007 10:03 AM Retiring to Tibet
• August 24, 2007 12:28 AM The great debate: employee vs. independent contractor
• August 15, 2007 5:50 AM S corporations, owner compensation, and qualified retirement plans
• August 10, 2007 7:26 AM Benefits among those issues that need to be addressed up front in sale of a business
• August 8, 2007 1:16 AM ERISA agencies have full regulatory plate with Pension Protection Act
• August 4, 2007 2:06 PM ERISA plan record retention: how long is long enough?
• August 2, 2007 10:09 AM You're only as old as you think except the IRS has something to say about it for retirement plan purposes
• July 24, 2007 3:10 PM Got the Pension Tension Blues?
• July 21, 2007 8:34 AM Will 403(b) plans ever be subject to ERISA?
• July 16, 2007 3:01 PM Investment seminars for seniors make Top 10 List for first time
• July 14, 2007 10:31 AM Defined benefit pension plans vanishing quicker than expected
• June 26, 2007 1:34 PM Are 401(k) plans transforming into defined benefit plans?
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• June 6, 2007 4:56 PM More green on green
• May 26, 2007 4:10 PM Pension funding relief for airlines lands in Iraq funding bill
• May 23, 2007 7:57 AM "Ten-shun, ten-shun, please. Have your pencils and scorecards ready for the correct lineup."
• May 8, 2007 9:33 AM Technical Corrections to the Pension Protection Act of 2006. Another bite of the apple?
• April 25, 2007 12:30 AM Another laptop theft. This time personal data on 160,000 current and former Neiman Marcus employees
• April 24, 2007 9:37 PM NFL gets sacked by IRS on employee/independent contractor issue
• April 21, 2007 1:36 PM Institutional investors want today and every day to be Earth Day
• April 19, 2007 9:42 PM Hockey, maple syrup, and dueling public employee pension funds
• April 9, 2007 10:59 PM Identity theft made simple. Just leave employee retirement plan data on a laptop
• April 6, 2007 10:40 PM How not to hire an auditor for your ERISA plan
• April 4, 2007 12:32 PM After the pension plan freeze, then what? Will IBM's $50 million investment education program be the new benchmark?
• March 30, 2007 4:01 PM Welcome back public employees
• March 29, 2007 9:24 PM Is Fidelity's decision to eliminate its pension plan the tipping point for defined benefit pension plans?
• March 12, 2007 7:21 PM Mike Ditka and Jerry Kramer team up to fight for disabled retired NFL players
• March 8, 2007 8:15 PM Pensions: A World View
• February 26, 2007 10:26 AM Do you know where your pension is?
• February 23, 2007 9:59 PM Two classes of retirees emerging: those having government pensions and those that don't
• February 19, 2007 7:38 AM What to do when an independent contractor is really an employee
• February 18, 2007 12:46 PM Big increase in pensions for former NBA players part of NBA All-Star Weekend hoopla
• February 14, 2007 12:18 PM It's not just us getting older. So are 401(k) and pension plans
• February 9, 2007 6:43 PM Breaking up is hard to do - and more complicated when retirement benefits are involved
• February 8, 2007 2:00 AM NASCAR drivers are on their own at retirement
• February 6, 2007 7:25 AM Left out of the game. What to do when an employee isn't offered 401(k)
• February 2, 2007 8:53 PM A partial termination of a retirement plan: perfectly clear in the rear view mirror
• January 29, 2007 12:02 AM Super Bowl teams in the spotlight, NFL retirees in the background
• January 23, 2007 5:50 PM They're back! Retirement plan bad boy clauses
• January 22, 2007 9:23 PM Supreme Court to hear important fiduciary case
• January 20, 2007 7:51 AM Focus on the NFL: tomorrow's games and pension increases
• January 20, 2007 3:17 AM Future looks bright for cash balance pension plans
• January 19, 2007 9:27 PM Looking under the brim of Top Hat plans
• January 10, 2007 4:58 PM No goody bag now goes untaxed
• January 1, 2007 12:24 PM Retirement planning for 2007 begins now
• December 30, 2006 7:08 PM Remembering Gerald R. Ford
• December 27, 2006 9:15 AM The 2006 retirement plan year in review: the Good, the Bad, and the Ugly
• December 23, 2006 12:19 PM Who's your employee: inquiring minds and the IRS want to know
• December 17, 2006 4:52 PM Time running out for calendar year employer to adopt retirement plan
• December 16, 2006 7:42 PM Can you take credit for your retirement plan?
• December 15, 2006 4:29 PM For Business Owners and Their Advisors: FAQs on 412(i) Pension Plans Updated for the Pension Protection Act
• December 9, 2006 8:17 PM Yes, but what does it mean?
• November 29, 2006 6:01 PM It's Bond. Fidelity Bond
• November 25, 2006 8:19 AM Employers out of sync with employees on compensation and benefits
• November 6, 2006 10:51 PM Defined benefit pension plans: going, going, ... redux
• November 5, 2006 1:49 PM IRA is not a kid anymore
• October 24, 2006 10:43 AM Ice Age descends on Pensionland
• October 18, 2006 5:07 PM IRS announces 2007 benefit and contribution limits
• October 15, 2006 11:13 PM Hersey pension plan announcement brings out punsters
• October 14, 2006 9:16 PM ERISA and the law of physics
• October 8, 2006 5:51 PM Department of Labor Releases 5-Year Strategic Plan
• September 24, 2006 5:46 PM Defined benefit pension plans going, going, ....
• September 13, 2006 8:53 PM Investment Returns: Defined Benefit vs. 401(k) Plans
• September 12, 2006 8:02 AM Department of Labor seeks comments on guidelines for ERISA auditor independence
• September 6, 2006 9:12 PM What do employees really want?
• August 30, 2006 11:29 AM It's morning again in Pensionland
• August 20, 2006 12:05 PM Baby boomers start to turn 60 and have new retirement plan distribution options
• August 19, 2006 4:12 PM IRS rolls up red carpet on celebs receiving Oscar goody bags
• August 12, 2006 5:26 AM Gambling on retirement, part deux
• August 11, 2006 1:13 PM The State of Taxes, New York that is
• August 5, 2006 6:09 PM Congress passes pension reform legislation
• July 28, 2006 9:20 PM One retirement program that isn't getting sacked
• July 26, 2006 10:17 PM Sweet Home Chicago: "Big Box" wage and benefit bill passes
• July 25, 2006 9:25 PM Sweet Home Chicago, Part 2
• July 23, 2006 12:05 PM Sweet Home Chicago?
• July 18, 2006 5:40 PM They call it "Pension Reform"
• July 11, 2006 7:07 PM It's Official: 401(k) Rules
• July 9, 2006 10:01 AM Defined Benefit Plans, Where art thou?
• July 7, 2006 12:09 AM Gambling On Retirement
• July 3, 2006 8:46 AM Will we call it TIPRA?
• June 30, 2006 6:01 PM Directors Fees and Deferred Compensation Plans

Pension Protection Act of 2006

• April 14, 2009 10:12 AM Bill Singer's Broke and Broker Blog added to our blog roll
• March 19, 2009 3:21 PM Retirement therapy
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• January 4, 2009 6:00 PM Fixing The 401(k): Book Review
• August 29, 2008 12:24 PM Timing now is really everything for defined benefit pension plans
• April 18, 2008 1:43 PM Pension Dumping: The Reasons, The Wreckage, the Stakes for Wall Street by Fran Hawthorne (Book Review)
• February 8, 2008 12:37 PM Conference of State Bank Supervisors Trust Forum
• February 6, 2008 10:52 AM Wading through the alphabet soup of financial service designations
• January 14, 2008 11:51 AM If you can't tell the rollover alternatives without a scorecard, then this may help
• January 11, 2008 11:20 AM Cash balance plans and retirement security
• January 4, 2008 12:10 AM New Pension Protection Act rules can make two retirement plans better than one
• January 1, 2008 10:32 AM 401(k) auto-enrollment: the shape of things to come
• December 9, 2007 8:31 AM 401(k) automatic enrollment or how to overcome employee inertia
• November 17, 2007 5:38 PM Jet fuel prices and retirement plan funding
• November 13, 2007 8:13 PM Savers tax credit shouldn't get lost in the shuffle of Pension Protection Act's many provisions
• August 23, 2007 9:46 PM IRS issues list of priorities for issuing retirement plan guidance
• August 17, 2007 1:09 PM Is there such a thing as too much information for 401(k) participants?
• August 8, 2007 1:16 AM ERISA agencies have full regulatory plate with Pension Protection Act
• July 24, 2007 3:10 PM Got the Pension Tension Blues?
• July 23, 2007 1:17 PM It's all over but the shoutin'. Stable value funds unlikely to be Department of Labor default fund option
• July 5, 2007 9:57 AM "It ain't over till it's over." : The Department of Labor's Proposed Default Regulation
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• June 13, 2007 7:14 AM New non-spouse beneficiary IRA rollover not a "gimme"
• May 30, 2007 9:25 AM "You mean I can get 100% return on my money using your investment system?"
• May 26, 2007 4:10 PM Pension funding relief for airlines lands in Iraq funding bill
• May 8, 2007 9:33 AM Technical Corrections to the Pension Protection Act of 2006. Another bite of the apple?
• January 6, 2007 1:16 PM New guide to 401(k) distributions available from IRS
• January 1, 2007 8:56 AM New Year, New 401(k) Rules
• December 30, 2006 7:08 PM Remembering Gerald R. Ford
• December 27, 2006 9:15 AM The 2006 retirement plan year in review: the Good, the Bad, and the Ugly
• December 23, 2006 2:36 PM Charitable IRA rollover has short shelf life
• November 29, 2006 6:01 PM It's Bond. Fidelity Bond
• November 14, 2006 2:02 AM Plop plop, fizz fizz, oh what a fiduciary relief it is
• November 9, 2006 11:45 AM New study finds 401(k) participants who invest in balanced and lifecycle funds earn highest risk-adjusted rates of return
• November 5, 2006 1:49 PM IRA is not a kid anymore
• October 24, 2006 10:43 AM Ice Age descends on Pensionland
• October 17, 2006 10:23 PM Pension Protection Act Seminar
• October 15, 2006 2:51 AM Investment simulation comes to Pensionland
• October 14, 2006 8:52 PM How much will investment advisory services appeal to 401(k) participants?
• October 4, 2006 1:21 PM How the retirement plan industry views participant investment advice
• October 4, 2006 12:20 PM Managed acounts and 401(k) participant portfolios
• October 1, 2006 7:41 AM One more acronym for the Benefits Lexicon
• September 30, 2006 5:04 PM Department of Labor issues default fund proposed regulation
• August 30, 2006 11:29 AM It's morning again in Pensionland
• August 20, 2006 12:05 PM Baby boomers start to turn 60 and have new retirement plan distribution options
• August 18, 2006 8:47 AM President Bush signs Pension Protection Act of 2006
• August 9, 2006 11:25 PM $1.8 Trillion
• August 7, 2006 10:05 PM "Money attitudes": the new 401(k) demographic
• August 5, 2006 6:09 PM Congress passes pension reform legislation

Posts on SLATE

• September 2, 2009 8:02 AM Increase in bankruptcies calls attention to creditor protection aspects of retirement plans
• July 7, 2009 3:26 PM Business and ERISA record retention myths
• June 23, 2009 11:29 AM You say "independent contractor", they say "employee"
• June 16, 2009 4:26 PM Timely matters
• May 12, 2009 4:17 PM The psychology behind today's economy
• May 6, 2009 7:19 AM "What are you doing?" in the work place
• April 21, 2009 5:00 PM The times they are a-changin' for Wall Street and Big Law
• March 31, 2009 1:53 PM So how we doing?
• March 3, 2009 3:19 PM How entrepreneurs can succeed in this economy
• February 25, 2009 7:49 AM How the stimulus package affects employee benefits
• February 4, 2009 11:43 AM "Performance Persistance in Entrepreneurship"
• January 27, 2009 5:09 PM Which type of employer are you?
• January 23, 2009 9:21 AM You are who your clients are
• January 7, 2009 7:20 PM Self-employed retirement plan options: SEP, SIMPLE, or "Solo-K"
• December 23, 2008 3:45 PM Parking spaces as a leading indicator of customer and client services
• December 10, 2008 1:01 PM Your 401(k); Another Way to Borrow

Public Employee Plans

• August 10, 2009 9:31 AM Wall Street: "If it can be broke then it can be fixed"
• July 30, 2009 8:18 AM QDROs: The view from 30,000 feet
• March 14, 2009 7:45 AM "I asked you what time it was, not how to make a watch"
• February 21, 2009 11:47 AM Giller and Calhoun launch new blog, the Business of Benefits
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• December 30, 2008 7:41 PM Il Buono, il brutto, il cattivo: The 2008 Retirement Plan Year in Review
• December 27, 2008 7:34 PM Sociopaths in business
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• December 4, 2008 8:53 AM Out of sight, out of mind: the funded status of public employee pension plans
• August 24, 2008 10:18 PM Dilbert (and others) on public employee pension funding
• May 27, 2008 6:45 AM National Institute on Retirement Security, new national organization, launches website and issues first Research Brief
• May 11, 2008 7:33 AM "Should I stay or should I go?" The factors influencing an employee's decision to retire
• April 21, 2008 7:21 AM Enough already about the Baby Boomers, what about Generation X?
• April 16, 2008 1:05 AM Who has the richest retirement plan in America, the CTA or the MBTA?
• April 5, 2008 8:40 AM What every fiduciary should know about their brokers ... and also their custodial banks, and financial contracts
• March 15, 2008 1:12 PM "Decumulation": a concept about which you will hearing more
• November 12, 2007 12:38 PM IRS announces key retirement plan limits for 2008
• September 19, 2007 7:47 AM "A lie keeps growing and growing until it's as plain as the nose on your face"
• September 7, 2007 3:40 AM The real game of Jeopardy
• September 5, 2007 3:36 AM The big data security question: Have we met the enemy and is it us?
• September 3, 2007 3:58 AM Solving the "annuity puzzle"
• August 28, 2007 8:26 AM Cash may be king, but some kings are more protected than others
• August 27, 2007 5:16 AM Is a vulture fund coming to your retirement plan soon?
• August 4, 2007 2:06 PM ERISA plan record retention: how long is long enough?
• July 21, 2007 8:34 AM Will 403(b) plans ever be subject to ERISA?
• July 10, 2007 6:37 AM If it looks like a 401(k), acts like a 401(k), and sounds like a 401(k), then it must be a 403(b) - Part Two
• July 9, 2007 8:14 AM If it looks like a 401(k), acts like a 401(k), and sounds like a 401(k), then it must be a 403(b)
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• May 24, 2007 7:53 AM "I'm from the government, and I want you to come to work for us."
• May 19, 2007 11:07 AM One way to deal with an underfunded public employee retirement plan - create a two-tier benefit system
• May 1, 2007 10:19 PM Life (insurance) after death
• April 21, 2007 1:36 PM Institutional investors want today and every day to be Earth Day
• April 19, 2007 9:42 PM Hockey, maple syrup, and dueling public employee pension funds
• April 14, 2007 4:55 PM Educational institutions, 403(b) plans, and class action law suits
• March 30, 2007 4:01 PM Welcome back public employees
• March 25, 2007 1:09 PM Public Employee and Union Benefit Conference
• March 5, 2007 4:22 AM Will participants in New Jersey public employees retirement plan become Kings of the Road?
• February 23, 2007 9:59 PM Two classes of retirees emerging: those having government pensions and those that don't
• January 23, 2007 5:50 PM They're back! Retirement plan bad boy clauses

Publications

• August 7, 2009 10:41 AM What's old is new again: life insurance in profit sharing/401(k) plans
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• January 8, 2009 8:54 PM Employee Benefit Research Institute (EBRI) relaunches website
• December 22, 2008 8:08 PM December 2008 Client Briefing: FAQs on Fiduciary Liability Insurance
• November 18, 2008 3:50 PM BizBox by Slate, a blog for business owners
• August 7, 2008 10:58 AM Defined benefit plan seminar handout available for download
• June 5, 2008 12:13 PM ESOP as an Exit Strategy: Presentation to Chicago Bar Association Financial Institution Committee
• July 4, 2007 7:53 AM "What Women Need to Understand About Retirement", new eBook available
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• March 22, 2007 6:56 AM Guest Column about 401(k) Improvements in Pension Protection Act
• January 7, 2007 7:15 AM The Economics of Providing 401(k) Plans: Services, Fees, and Expenses
• January 6, 2007 1:16 PM New guide to 401(k) distributions available from IRS
• December 23, 2006 12:19 PM Who's your employee: inquiring minds and the IRS want to know
• December 19, 2006 6:58 PM Client Briefing: FAQs on Roth 401(k)
• December 15, 2006 4:29 PM For Business Owners and Their Advisors: FAQs on 412(i) Pension Plans Updated for the Pension Protection Act
• December 11, 2006 12:59 PM December 2006 Client Briefing: Pension Protection Act Changes

Seminars and Speaking Engagements

• November 1, 2009 3:35 PM 403(b) and 457 Seminar at John Marshall Law School
• March 12, 2009 5:26 AM Life Insurance in Qualified Retirement Plans: Presentation to Lake County Estate Planning Council
• February 5, 2009 10:37 AM Department of Labor sponsoring fiduciary compliance assistance seminar for small businesses
• August 7, 2008 10:58 AM Defined benefit plan seminar handout available for download
• July 9, 2008 1:52 PM Defined Benefit Pension Plan Seminar for Financial Advisers
• June 5, 2008 12:13 PM ESOP as an Exit Strategy: Presentation to Chicago Bar Association Financial Institution Committee
• February 8, 2008 12:37 PM Conference of State Bank Supervisors Trust Forum
• June 13, 2007 1:12 PM No phone, no email, no fax, no worries. Priceless
• March 25, 2007 1:09 PM Public Employee and Union Benefit Conference
• January 18, 2007 1:06 PM Independent contractor or employee: a teleconference on the practical side
• October 17, 2006 10:23 PM Pension Protection Act Seminar
• September 4, 2006 10:51 AM 401(k) Webcast for Lorman Education Services on October 10
• September 3, 2006 9:09 AM Retirement Plan Workshop for New England Financial on September 8
• July 2, 2006 3:20 PM My Roth 401(k) Presentation

Small Business Advocacy Blog posts

• August 19, 2010 7:38 AM Is greed still good?
• August 15, 2010 6:18 PM Small Business Advocacy Council launches new blog

Social Security

• November 29, 2009 11:07 AM Save Your Retirement: What to Do If You Haven't Saved Enough or If Your Investments Were Devastated by the Market Meltdown (Book Review)
• November 27, 2009 12:11 PM 2010 retirement plan limits unchanged but have future implications
• September 16, 2009 7:35 AM "Augmented reality" needed for Social Security funding shortfall
• January 19, 2009 10:20 AM What Americans want from a retirement plan
• October 7, 2008 8:44 AM Taking Social Security benefits: now or later?
• August 14, 2008 4:10 PM Getting ready for the first wave of Baby Boomers reaching retirement age: the Social Security Administration's big challenge
• August 7, 2008 9:31 PM Elder law, new legal specialty, addresses Social Security and other concerns of aging population
• July 23, 2008 3:11 PM Now they see it, now they don't: The Social Security beneficiaries who had over $177.7 million (and still counting) in benefits garnished by banks for third party creditors
• July 9, 2008 7:26 AM The history of Social Security (as we know it today)
• May 23, 2008 7:59 AM Social Security "early bird special" taken by most married men

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• May 31, 2005 8:34 AM RSS

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• May 29, 2009 7:50 AM Top ten list of global risks
• May 6, 2009 7:19 AM "What are you doing?" in the work place